Why is insurance for mine workers important?
Health is one of life’s important assets that must always be maintained, especially if you are working.
Nowadays, many companies offer insurance for their employees. This is good news because it can be said that this is a way of thanking employees.
Employees who are insured by participating companies also feel safer in carrying out their work, because they do not need to worry too much about work risks that can arise at any time.
Types of employee insurance
There are several types of employee insurance offered by companies, including:
- Accident insurance
Accident insurance can protect employees against the risk of work accidents that can occur at any time. Usually this type of insurance is given to workers who have a high risk of work accidents such as miners, contractors, etc. While the government has now provided worker facilities in the form of BPJS Employment, there is nothing wrong with companies providing double protection for their workers by registering private insurance, multiply.
- Life insurance
Life insurance is an important type of insurance for employees, especially for employees who are also the sole breadwinner in the family. Life insurance can provide compensation to the families of workers who die, which can help relieve the families left behind. - Health insurance
Health insurance is actually mandatory for workers, because at least workers must have BPJS Kesehatan. However, many companies offer more protection for their employees. Usually, companies enroll their employees into private health insurance, usually paid for by the company. - Travel insurance
For workers with a fairly high level of mobility, travel insurance is recommended because it not only protects customers from accidents, but can also provide protection in the form of compensation for flight delays, lost luggage claims, and others. - Education insurance
Another insurance that companies often offer to employees is education insurance. This type of insurance can provide protection in the form of educational assistance for children.
Education insurance is arguably quite important because workers do not need to worry about the level of education of their children because everything is protected. - Pension insurance
Pension insurance is insurance that is usually given to employees. This type of insurance can help workers in retirement by paying contributions that can increase their income at retirement, the heirs can also get pension insurance if the worker dies before the worker dies until retirement age.
These are some of the types of insurance that companies usually offer to employees. Of course, each company has a different type of insurance for its employees.
How important is employee insurance? Of course, the benefits of employee insurance are not only felt by employees but also the companies where they work. Here are some reasons why employee insurance is important.
Increases productivity
Coupled with employee peace of mind, this can certainly make employees more calm in carrying out their duties. This sense of calm can help increase employee productivity.
Employees no longer need to think about risks that can arise at any time, or worry about the cost of hospitalization when themselves or family members are sick. Everything is covered by health insurance provided by the company.
- Increase job satisfaction
Providing insurance to employees can increase their job satisfaction. Employees feel supported by the company. This is important because in addition to improving employee morale, high job satisfaction can also increase company loyalty. - Strengthen the relationship between employees and the company
A strong employee-company relationship can result in positive work outcomes. In addition, a strong relationship between employees and the company can also create a healthy environment within the company so that employees can be most productive. - Can add value to the business
Companies that offer insurance benefits to their employees can make prospective workers more interested in working for the company. As a result, many qualified human resources will apply to the company.
In addition, providing insurance to employees can also add business value. This value can be used for aggressive branding.
The implementation of K3 mining management is needed to prevent work accidents. Mining is an industry that is prone to adverse events. This is due to the extreme field conditions.
Companies must implement Occupational Safety and Health or OHS in Mining in all business processes. So not only in certain activities.
In fact, OHS management cannot be applied only to the mining sector. But also other fields such as transportation, manufacturing to oil and gas. So that work safety is maintained.
However, this opportunity will be dedicated to K3 mining management.
Understanding Mining OHS Regulations
In addition to being required to follow the guidelines for the application of good mining engineering principles, companies also develop related documents. These documents include a system for evaluating and reporting on program performance.
Government regulations serve as guidelines for companies in rolling out mining OHS. Related to this management can also be integrated into the operations management system.
OHS in this area includes all activities that will ensure the safety of mine workers. Thus, they avoid the possibility of accidents during work.
This assurance is done not only by building job security. It is also related to health, environment and management systems. All these components are integrated with each other.
This management system is classified as a standard set by the government at the national level. So that it can help the government to achieve zero accident in various vulnerable industries.
Properly implemented OHS mining will enable businesses to operate efficiently and effectively. This can be helped by forming a task force.
Companies can form specialized groups that understand in detail all the elements in the field of occupational safety and health. The specialized team will then help design the right strategy to implement it. The formation of this team should take into account the number of employees, nature and size of the work area. So it is not just about understanding the knowledge and improving skills in this area.
But it is quite possible to fulfill the company’s need for its employees while they are at work. Apart from training specialized teams, the company should also provide the necessary equipment such as personal protective equipment, facilities, etc.
Implementing Mining OHS in the company
OHS in this field needs to be implemented in every business. Starting from planning, transportation, production, distribution, trading, marketing, maintenance, storage and others. This can be achieved by equipping employees.
- Carry out socialization
First, companies can deploy OHS mining by conducting socialization activities to all employees. All employees realize that the OHS policy in this area is sufficient. The socialization should not only provide information, but also ask employees to follow the rules and assert their rights. So that work accidents can be avoided.
- Procurement of work materials and tools
Companies not only need to provide work equipment and tools. However, it needs to be adjusted to the safety standards that apply in the country. Usually marked with SNI letters on the product. - Building emergency infrastructure
Real precautionary measures must be taken in K3 mining applications. However, it is also important to provide emergency infrastructure to anticipate work accidents. So that if an incident occurs, the impact can be minimized. - Monitoring the work environment
Failure prevention can be made more perfect by monitoring the work environment. This monitoring is also useful for increasing productivity because confidentiality is maintained because there are also factors that a conducive work environment is also the desire of every employee. In general, the parts that need to be monitored are light intensity, cleanliness and hygiene of the area, pollution and others.
Mining is an injury-prone industry. Therefore, companies in related fields are required to deploy K3 mining in all their activities.
Mandatory protective equipment in the mining sector
The use of adequate safety equipment in mining areas is essential to reduce and prevent work accidents due to the vulnerable environment. Not only for workers, but also for supervisors, and company officials, when entering the mining area must use K3 equipment.
The application of protective equipment already exists in international work safety procedures. Everyone must use it for their own safety. Currently, workers must use several tools when entering the mining area.
Whether it’s helmets, vests, shoes, gloves, everything must be used properly. On the other hand, you should also know that the optimal safety equipment must meet the country’s Standards.
So that these tools should protect workers from unwanted things.
In addition to the 4 tools above, there are still many security tools that must be known. Operations supervisors are responsible for monitoring their workers to comply with OHS rules. Some labor protection equipment in mines
Safety equipment standards in mines are outlined in the OHS rules. Here are some tools that must be used when working in the mining area.
- Safety Vest
The first protective equipment that workers must use is a vest or work vest. In dark mines, vests can reflect light because they are equipped with spotlights. This work safety tool can help you know the presence of other workers due to the reflection of light. - Safety Goggles/Glasses
The second tool is goggles that can prevent dust or sand from entering the mine. You need goggles when working in mining areas with high dust depth and strong wind conditions. - Ear Plugs
Similar to goggles, earplugs or earmuffs are safety equipment used to protect the ear canal. They are also used to protect the ears from dust and noise from loud machinery in mining projects. - Head Lamp
For underground mining, you need a headlamp to see clearly even in the dark. Spotlights are also used for project workers at night. Apart from illuminating the surrounding area, it is also used to know the position of other workers from the reflection. - Safety Harness
The fifth tool that must be used is a safety belt, regardless of conditions inside or outside the mine. Safety belts can be used to reduce accidents. With sturdy straps, this workplace safety device can also be used to pull heavy loads. - Safety shoes
It is recommended to use thick leather safety shoes with metal toecaps. This is necessary to protect the feet from sharp objects, chemical solutions, and heavy stones. It is advisable to use rubber soles so that they are non-slip and safe to use. - Safety Mask
Masks are used for workers in areas with a lot of dust, heat, and poor air quality. Works like glasses and protects hearing. This safety tool must be equipped with a strong respirator so that it can filter the air. - Helmet
The last tool needed is of course an SNI standard helmet. As an operations supervisor, you must take care of all miners. Helmets and other equipment must be worn so that the application of work safety procedures is in accordance with applicable regulations.
OHS mining project signs to understand
Compliance with the OHS Project Signs is a fieldwork requirement that must be adhered to. Cooperation between the company and employees is an important point to ensure that the rules exist not only on paper but also in practice. The mining industry is one of the sectors that is very vulnerable if workers do not follow all the rules in this sector. Many bad possibilities can arise at any time. The causes can come from natural factors, inadequate protection and worker negligence.
Various disturbances can now be avoided in various ways when there are strict regulations for businesses and workers in this sector. This is why it is important to use OHS signs in mining projects to remind workers of the importance of safety and abiding by the rules. If we have previously discussed the purpose of deploying OHS, this time we will discuss various OHS signs in mining projects.
Six OHS mining project signs
In fieldwork, the mining world has 6 guidelines that must be followed, namely:
- Be vigilant and do not be reckless
Even when fully using labor protection equipment, workers must strictly adhere to the OHS signs on the construction site and must not be negligent while working. The risks of working in the field can be much more dangerous than working indoors. Many factors can cause accidents, one of which is your own carelessness. Even a small mistake in this area can be fatal. It is very important to listen to your supervisor’s instructions in detail and then apply them as you work.
- Anticipating complicated work
The following notations are meant to anticipate complicated work when going out into the field. This prediction can be done in various ways, such as using properties completely, following all applicable rules, having more than one type of plan, etc. Anticipating complex work is one of the advantages of K3 projects that can be one of the information for many parties in the field. The most important thing in this case is the safety of workers and avoiding letting the employer be held liable for possible accidents.
- Strict human resources training
Strict screening of workers in this area will help companies select workers based on their abilities. Rigorous training allows companies not to carelessly select workers, and this has a great impact on the quality of work in the field. In addition, rigorous selection is possible through specialized training and skills. When selecting competent people, work will automatically happen more quickly and accurately. In addition, people will do their part and not ignore the project’s OHS signs even if there is a slight deviation, as they understand the great risk behind the signs.
- Work clothes in accordance with SOPs
Work clothes must comply with occupational health and safety SOPs. Full-attribute personal protection is one of the closest measures to maintaining work safety. The better the clothing SOP, the better the protection provided. - Direct supervision by the team leader
Supervision is carried out by the team leader to ensure the field work process runs smoothly. This activity encourages workers in the field to always follow the rules. In addition, the team leader’s supervision also anticipates violations and negligence that may occur due to various factors. In addition to strict selection of workers, strict selection of team leaders is also an effort to comply with the project’s OHS guidelines.
- Updating the latest rules
Finally, it is important for companies to keep up to date with the latest regulatory information. Updating the latest rules is a way for your business to stay responsive to various rule changes from the center. Working in this field, things change and must adapt to the times. Companies that don’t keep up with the new rules will miss out on the latest procedures and end up putting workers at risk and hurting the business. The mining industry is one that operates mainly in the field. Mining also affects the livelihoods of many people, so it is important to follow all OHS guidelines for mining projects.
OHS implementation objectives, definition and benefits of implementation
One of the purposes of implementing OHS is to ensure the health and safety of workers on site. Those who are directly involved in the construction of public works will certainly see many things beyond planning, one of which is due to natural factors.
With the correct application of occupational health and safety, workers are guaranteed to be protected in their actions. OHS itself is regulated in Law No. 1 of 1970, based on regulations from the Minister of Labor, Migration and Cooperatives.
That was the discussion about the importance of OHS for construction workers. In this discussion, we will discuss further how companies implement health and safety protection for workers in the field.
Objectives of OHS Implementation
There are two things that must be considered in implementing OSH, namely employee health and safety. Based on Djamaludin Ramlan’s discussion in his book entitled “Basics of Occupational Health” published in 2006, the objectives of implementing OSH are divided into two axes, namely as follows.
- Occupational Safety Objectives
The application of OHS aimed at maintaining worker safety, starting from this point, is divided into three things, namely:
Ensuring employee safety is part of their well-being and has a significant impact on national productivity.
Ensure the safety of everyone without exception when directly involved in this field.
Keep all resources productive and use them safely and more efficiently.
Various OHS performance targets related to work safety become a reference for companies to set policies. Because businesses are not only looking for profits but also need to think about employee happiness.
- Occupational health goals
In addition to emphasizing safety factors, the implementation of OSH also emphasizes the health of workers. Various important points of health, namely:
a. Provide physical and mental health insurance for field workers to ensure their well-being.
b. Prevent workers’ health problems in dealing with any field situation.
The purpose of implementing OHS from a health perspective is to provide comprehensive protection for workers and prevent them from various possible hazards. Create opportunities for workers based on their abilities, both physical and psychological.
The above four objectives can be a clear direction for companies before starting a project. In addition, workers should not neglect and underestimate the use of adequate field work property.
Benefits of OHS implementation
The implementation of OSH brings many benefits to the company, its employees, as well as to society and the country. The various advantages are:
- OHS benefits for employees
The purpose of implementing OHS is focused primarily on providing benefits to employees, in the form of:
Preventing accidents in the workplace.
It is about taking action in an emergency.
Preventing the occurrence of infectious diseases.
Being a safer source of income.
- OHS benefits for the company
In addition to employees, businesses can also benefit from the implementation of OSH, including:
Conduct more production operations.
Reducing employee health costs because all of them are equipped with occupational protection, as well as building a good image in the eyes of the community and government. - OHS benefits for society and the country
Finally, the purpose of implementing OSH is not only to benefit workers and businesses but also society. The benefits come in the form of:
For the community, it provides a sense of security and comfort because protection impacts the community environment.
Let the country have a good impact on Indonesia’s image in the eyes of the world.
These three benefits are the ultimate goal of implementing occupational safety and health from the company to the workers. The more people pay attention and realize the importance of K3 work, the more successful the parties will be in implementing K3 goals.
If you are interested and need insurance i am recomend Life Insurance Co Lincoln for your refereance
